Complete guide to Foreign Domestic Worker insurance in Singapore. Understand legal requirements, compare top providers, and find the best FDW insurance plan for your needs.
Mandatory insurance coverage for all Foreign Domestic Workers in Singapore
Mandatory coverage for all medical expenses including hospitalization, surgery, and emergency treatment for your FDW
Required coverage for death, permanent disability, and serious injuries sustained by your foreign domestic worker
Covers costs of sending your FDW back to home country in case of emergency, death, or contract termination
Under Singapore's Employment of Foreign Manpower Act, employers MUST purchase medical and personal accident insurance for their FDW before the work permit is approved. Failure to maintain valid insurance can result in fines and work permit cancellation.
Compare top-rated insurance companies offering FDW insurance in Singapore
Understanding what's covered and what's not in FDW insurance policies
Understanding premium costs and factors that affect FDW insurance pricing
| Coverage Level | Medical Coverage | Accident Coverage | Annual Premium |
|---|---|---|---|
| Basic (Minimum) | $15,000 | $60,000 | $280 - $320 |
| Enhanced | $20,000 - $25,000 | $80,000 - $100,000 | $350 - $450 |
| Comprehensive | $30,000+ | $150,000+ | $500 - $700 |
Step-by-step guide to applying for FDW insurance in Singapore
Use our comparison tool to get quotes from multiple providers and compare coverage options and premiums.
Select the insurance plan that best meets your needs and budget. Consider coverage limits, premiums, and provider reputation.
Complete the application form with your FDW's details and submit required documents (passport copy, medical report).
Pay the premium and receive your policy documents. The insurance must be active before your FDW's work permit is approved.