Complete guide to understanding maid insurance coverage across Asia-Pacific. Learn what's covered, what's excluded, and how to choose the right protection.
Get Coverage QuotesThe three core components of comprehensive maid insurance
Comprehensive healthcare protection for your domestic helper
Medical emergencies can be expensive. Comprehensive coverage ensures your helper gets quality care without financial stress on your family.
Protection against accidents and injuries during work or daily life
Accidents can happen anytime. This coverage provides financial security for both you and your helper in case of serious injuries or disabilities.
Costs associated with returning your helper to their home country
If your helper needs to return home due to emergency or contract termination, repatriation costs can be substantial. This coverage handles all related expenses.
Optional benefits that can enhance your maid insurance policy
Coverage for damages your helper may cause to others or their property
Protection for your helper's personal belongings in case of theft or damage
Medical expenses related to pregnancy and childbirth (where legally allowed)
Emergency dental treatment and sometimes routine dental care
Minimum coverage requirements vary by country
| Country | Medical Minimum | Accident Minimum | Status |
|---|---|---|---|
| 🇸🇬 Singapore | $15,000 | $60,000 | Mandatory |
| 🇭🇰 Hong Kong | No minimum set | No minimum set | Recommended |
| 🇲🇾 Malaysia | RM 10,000 | RM 50,000 | Mandatory |
| 🇦🇪 UAE | AED 20,000 | AED 100,000 | Mandatory |
| 🇶🇦 Qatar | QAR 50,000 | QAR 200,000 | Mandatory |
| 🇰🇼 Kuwait | KWD 3,000 | KWD 15,000 | Mandatory |